Emergency Department Visit with Straightforward Medical Decision Making Cost in Iowa
What this costs without insurance: real self-pay cash prices and insurance-negotiated rates at 67 Iowa hospitals. CPT 99282. Sourced directly from each facility's CMS-mandated transparency file. Dataset: Q4 2026.
📊 Median $84.00
📉 Low $12.88
📈 High $807
🏥 67 hospitals
🏛️ 53 with insurance contracts
🇺🇸 Medicare $37.72
Hospital comparison — Iowa
Sorted by cash price (lowest first). Showing top 60 of 67 hospitals.
Billed more than $84.00 for this? That gap is evidence.
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| Hospital | Cash | UHC | Aetna | BCBS | Humana | Molina | Cigna | MultiPlan | Centene |
|---|---|---|---|---|---|---|---|---|---|
| GREENE COUNTY MEDICAL CENTER JEFFERSON |
$12.88 | $23.00 | $23.00 | — | $21.85 | $11.96 | — | — | $11.96 |
| HUMBOLDT COUNTY MEMORIAL HOSPITAL HUMBOLDT |
$18.00 | $19.20 | $14.20 | $15.57 | $15.57 | $15.57 | $15.00 | $15.00 | — |
| BUCHANAN COUNTY HEALTH CENTER INDEPENDENCE |
$18.32 | $19.19 | $19.40 | $10.78 | $21.56 | $21.56 | $17.89 | — | — |
| LORING HOSPITAL SAC CITY |
$18.40 | $21.85 | $18.40 | — | $23.00 | $23.00 | $22.08 | — | — |
| COMMUNITY MEMORIAL HOSPITAL SUMNER |
$18.88 | $23.60 | $14.87 | $18.88 | $23.60 | $23.60 | — | — | — |
| GREATER REGIONAL HEALTH W TOWNLINE ST CRESTON |
$21.00 | $17.70 | $18.90 | $64.00 | $64.00 | $59.00 | $26.70 | — | — |
| GUTTENBERG MUNICIPAL HOSPITAL GUTTENBERG |
$26.40 | $30.36 | $17.16 | — | $18.20 | $17.94 | — | — | — |
| CLARKE COUNTY PUBLIC HOSPITAL OSCEOLA |
$41.25 | $43.77 | $43.77 | $43.77 | $43.77 | $36.68 | $98.00 | — | — |
| UNITYPOINT HEALTHCARE FINLEY HOSPITAL DUBUQUE |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $29.04 | — | — |
| UNITYPOINT HEALTH TRINITY REGIONAL MEDICAL CENTER FORT DODGE |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | — | $35.20 | — | — |
| UNITYPOINT HEALTH ST. LUKE'S HOSPITAL CEDAR RAPIDS |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $30.14 | — | — |
| UNITYPOINT HEALTH ALLEN HOSPITAL WATERLOO |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $35.59 | — | — |
| UNITYPOINT HEALTH BLANK CHILDREN'S HOSPITAL DES MOINES |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $23.82 | — | — |
| UNITYPOINT HEALTH ST. LUKE'S SIOUX CITY |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $34.60 | — | — |
| UNITYPOINT HEALTH MARSHALLTOWN MARSHALLTOWN |
$44.00 | $39.96 | $38.06 | $19.80 | $39.96 | $38.82 | $43.89 | — | — |
| UNITYPOINT HEALTH JONES REGIONAL MEDICAL CENTER ANAMOSA |
$44.00 | $22.55 | $22.00 | $21.88 | $22.55 | — | $45.21 | — | — |
| UNITYPOINT HEALTH TRINITY BETTENDORF |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | — | $28.99 | — | $38.06 |
| UNITYPOINT HEALTH TRINITY MUSCATINE MUSCATINE |
$44.00 | $39.96 | $38.06 | $12.65 | $39.96 | — | $30.09 | — | $38.06 |
| UNITYPOINT HEALTH GRINNELL REGIONAL MEDICAL CENTER GRINNELL |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $34.32 | — | — |
| UNITYPOINT HEALTH IOWA LUTHERAN HOSPITAL DES MOINES |
$44.00 | $39.96 | $38.06 | $38.82 | $39.96 | $38.82 | $23.82 | — | — |
| STEWART MEMORIAL COMMUNITY HOSPITAL LAKE CITY |
$46.40 | $30.16 | $29.00 | — | $30.16 | $52.00 | $38.28 | $29.00 | — |
| CHEROKEE REGIONAL MEDICAL CENTER CHEROKEE |
$50.40 | $56.00 | $56.00 | $56.00 | $56.00 | $30.80 | $56.00 | — | — |
| BUENA VISTA REGIONAL MEDICAL CENTER TH ST STORM LAKE |
$56.00 | $37.10 | $53.00 | $53.00 | $53.00 | — | $90.00 | — | $37.10 |
| CHI HEALTH MERCY CORNING CORNING |
$57.12 | $29.75 | — | $29.75 | $29.75 | $53.22 | — | $117 | $30.35 |
| CHI HEALTH MISSOURI VALLEY MISSOURI VALLEY |
$58.31 | $29.75 | — | $107 | $29.75 | $53.22 | — | $117 | $30.35 |
| STORY COUNTY HOSPITAL NORTH NEVADA |
$60.00 | $38.06 | $38.06 | $38.06 | $61.00 | $75.00 | — | — | — |
| RINGGOLD COUNTY HOSPITAL MT AYR |
$62.10 | — | $57.00 | — | $57.00 | — | — | — | — |
| POCAHONTAS COMMUNITY HOSPITAL POCAHONTAS |
$64.00 | $61.44 | $38.40 | $53.76 | $60.80 | $50.00 | $97.00 | — | — |
| MERCYONE DYERSVILLE MEDICAL CENTER DYERSVILLE |
$67.60 | — | — | — | — | — | — | — | — |
| MERCYONE NEW HAMPTON NEW HAMPTON |
$67.60 | — | — | — | — | — | — | — | — |
| MERCYONE ELKADER MEDICAL CENTER ELKADER |
$67.60 | — | — | — | — | — | — | — | — |
| MERCYONE OELWEIN MEDICAL CENTER OELWEIN |
$67.60 | — | — | — | — | — | — | — | — |
| REGIONAL MEDICAL CENTER MANCHESTER |
$68.80 | $37.70 | $34.34 | — | — | — | $88.03 | $95.00 | — |
| HEGG HEALTH CENTER ROCK VALLEY |
$84.00 | $82.56 | — | — | — | — | — | — | — |
| MERCYONE WEST DES MOINES MEDICAL CENTER WEST DES MOINES |
$88.00 | — | — | — | — | — | — | — | — |
| FLOYD VALLEY HOSPITAL LE MARS |
$99.00 | $82.56 | — | — | — | — | — | — | — |
| MERCYONE WATERLOO MEDICAL CENTER WATERLOO |
$104 | — | — | — | — | — | — | — | — |
| MERCYONE CENTERVILLE MEDICAL CENTER CENTERVILLE |
$104 | — | — | — | — | — | — | — | — |
| MERCYONE DES MOINES MEDICAL CENTER DES MOINES |
$104 | — | — | — | — | — | — | — | — |
| MERCYONE CLINTON CLINTON |
$104 | — | — | — | — | — | — | — | — |
| MERCYONE NORTH IOWA MASON CITY |
$104 | — | — | — | — | — | — | — | — |
| MONTGOMERY COUNTY MEMORIAL HOSPITAL RED OAK |
$112 | — | — | — | — | — | — | — | — |
| DALLAS COUNTY HOSPITAL PERRY |
$139 | $43.38 | $42.51 | — | $42.51 | $74.46 | — | — | — |
| UI HEALTH CARE MEDICAL CENTER DOWNTOWN IOWA CITY |
$148 | $38.06 | $37.72 | $38.10 | — | $37.72 | — | $194 | — |
| UNIVERSITY OF IOWA HOSPITAL & CLINICS IOWA CITY |
$148 | $38.06 | $37.72 | $38.47 | — | $37.72 | — | $194 | — |
| LUCAS COUNTY HEALTH CENTER CHARITON |
$149 | $91.30 | $91.30 | — | $91.30 | $116 | — | — | — |
| PALO ALTO COUNTY HOSPITAL EMMETSBURG |
$153 | $48.00 | — | $48.00 | $100 | $60.00 | — | — | — |
| PELLA REGIONAL HEALTH CENTER PELLA |
$162 | $97.20 | $61.56 | $61.56 | $61.56 | $56.70 | — | $113 | — |
| SPENCER HOSPITAL SPENCER |
$164 | — | — | — | — | $1.00 | — | — | — |
| SIOUX CENTER HEALTH AVERA SIOUX CENTER |
$168 | $82.56 | — | $77.00 | — | — | — | — | — |
| JACKSON COUNTY REGIONAL HEALTH CENTER MAQUOKETA |
$170 | $70.40 | $143 | — | $42.62 | — | — | — | — |
| BROADLAWNS MEDICAL CENTER DES MOINES |
$175 | $175 | $175 | — | — | — | $140 | — | — |
| HAWARDEN REGIONAL HEALTHCARE HARWARDEN |
$180 | $152 | — | $42.93 | — | — | — | — | — |
| GRUNDY COUNTY MEMORIAL HOSPITAL GRUNDY CENTER |
$195 | $38.06 | $38.06 | $38.06 | $38.06 | $56.00 | $60.65 | — | — |
| BURGESS HEALTH CENTER ONAWA |
$262 | $100 | $100 | $100 | $100 | — | — | — | — |
| AVERA HOLY FAMILY HOSPITAL ESTHERVILLE |
$263 | $82.56 | — | $17.60 | — | — | — | — | — |
| REGIONAL HEALTH SERVICES OF HOWARD COUNTY CRESCO |
$267 | $73.00 | — | — | — | — | — | — | — |
| LAKES REGIONAL HEALTHCARE SPIRIT LAKE |
$281 | $76.20 | — | $77.00 | — | — | — | — | — |
| CHI HEALTH MERCY COUNCIL BLUFFS COUNCIL BLUFFS |
$305 | $154 | — | $154 | $154 | $153 | — | $515 | $109 |
| AVERA MERRILL PIONEER HOSPITAL ROCK RAPIDS |
$307 | $85.30 | — | — | — | — | — | — | — |
What these prices are. Each figure is the facility’s own published self-pay (cash) price for CPT 99282, filed under the federal price transparency rule (45 CFR Part 180). Hospital facility charges may not include separate physician, anesthesia, or pathology fees. National median for this code: $322 across all reporting facilities. Dataset: Q4 2026. Always confirm the final price with the facility before booking.
Billed more than $84.00 for this?
That is the median of what the 67 Iowa hospitals above publish for Emergency department visit with straightforward medical decision making — their own figures, filed under federal law. A bill well above them is evidence you can put in writing.
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Medicare reimbursement benchmark
For CPT 99282 in Iowa, Medicare reimburses about $37.72 on the 2026 Physician Fee Schedule (non-facility, state average across localities). Hospital cash prices for the same code in Iowa range from $12.88 to $807 — that means hospital cash prices are typically 2.2x what Medicare pays. If a self-pay quote you receive is more than 2-3x the Medicare rate, ask the hospital for the cash-discount price in writing.
Frequently asked questions
- How much does emergency department visit with straightforward medical decision making cost in Iowa?
- Cash prices for emergency department visit with straightforward medical decision making (CPT 99282) in Iowa range from $12.88 to $807, with a median of $84.00. Prices vary widely by hospital.
- Where can I find the cheapest emergency department visit with straightforward medical decision making in Iowa?
- The cheapest Iowa hospital published cash price for this procedure is $12.88. Use the table above sorted by cash price to find the lowest-priced facility near you.
- Are these the prices I'll pay?
- These are the rates hospitals publish. Final price depends on your insurance, deductible, and the specific services billed. Always confirm with the facility and your insurer before any procedure.
- Why do prices vary so much between hospitals?
- Hospitals set cash prices independently, and insurance contracts negotiate different rates per payer. Two facilities a few miles apart can charge 5-10x different prices for the same procedure.
- Where does this data come from?
- Federal law (45 CFR § 180) requires hospitals to publish their pricing in a machine-readable file. We aggregate these files and republish in a consumer-friendly format.
Emergency department visit with straightforward medical decision making in nearby states
Other procedures in Iowa
Methodology. Cash prices and insurance-negotiated rates published by each Iowa facility under federal price transparency rules (45 CFR § 180). CPT code 99282 (Doctor Visits). Data refreshed regularly; verify with the facility before any procedure.